Just one experience base is considered, namely what I’ve called “blend”, with ILGs included. Based upon periods of 15 years (start year shown), random numbers were generated for “early” (1952-1984) and “later” (1985-2008). They were then blended, by taking a 20% chance of being in ”early” and an 80% chance of being in ”later”. For clarity, the ILGs are only represented in “later”, taken at 100%.