[discount_rates_problem] [sitemap] discount_rates_problem site_update summary background site_history uk_db_funding_history higher_returns_impact funding_nightmare penal_pension_burden purpose_v_best_estimate reflecting_reality following_evidence scalars_inappropriate risk_approaches professionalism long_term historic_returns inflation_measures nominal_returns nominal_returns_1964 nominal_returns_1984 real_returns_rpi real_returns_rpi_1964 real_returns_rpi_1984 real_returns_wages real_returns_wages_1964 real_returns_wages_1984 riskpremia_historic equity_risk_component riskpremia_likelihood db_funding_objectives LDI_for_dummies financial_economics matching_fix chart_yields chart_yield_adj chart_fund_start chart_years_ok main_variables random_base scenarios_num pricing_approach asset_multiples_over_time contract inflation asset_portfolios hypothesis base_data base_data_av base_data_sd random_numbers general_fitting distributions_used outcomes fund_development table_initial_fund fund_chart success_likelihood table_success_MV table_success_DV success_chart required_adjustments table_adjust_val table_adjust_abs adjustments_chart annuity_failure annuity_chart excess_caution caution_chart tentative_conclusions interactive_charts powerpoint jon_spain contact sitemap